Best eCommerce Payment Solution
APEXX Global
APEXX Global’s ATOMIC platform is redefining payment orchestration for global commerce.
Through a single API, ATOMIC simplifies the complexities of digital payments by seamlessly integrating with over 80 acquirers and supporting diverse payment methods, including Buy Now, Pay Later (BNPL). Its standout features – such as the APEXX Intelligent Routing Engine (AIRE), Decline Cascading, and Cost Routing – optimise transaction success rates, recover soft-declined payments, and minimise processing fees.
Merchants benefit from streamlined operations, reduced costs, and improved customer experience. AIRE intelligently routes transactions to the most effective gateways, improving soft decline recovery by up to 35%, while cascading ensures non-intrusive retries on failed transactions. ATOMIC also provides powerful reporting and analytics tools for data-driven decisions and seamless reconciliation.
Adopted by global brands like ASOS, Nike, and Ryanair, ATOMIC has delivered exceptional commercial results – saving a European airline over €5 million annually and driving €12.2 million in incremental sales through cascading. Its scalability and proven impact across retail, travel, and digital sectors demonstrate its strong product-market fit.
Backed by leading financial institutions and praised by clients for its operational and financial benefits, ATOMIC is not just a platform – it’s the final integration merchants need to future-proof their global payment strategy.
Bounce
Developed by former PayPal data scientists, Bounce addresses a critical eCommerce payment challenge: non-fraudulent transaction declines that cost merchants 10% of checkout revenue. Our payment solution seamlessly integrates with existing checkout flows, analyzing 300+ data signals in real time to identify and approve legitimate purchases that would otherwise be rejected. This innovative payment approach consistently delivers 5% top-line growth, 23% reduction in checkout abandonment, 15% decrease in customer churn, and 50% more repeat purchases. The payment integration requires minimal effort from merchants, with our zero-risk business model guaranteeing all approved transactions. By transforming payment friction into a new revenue stream, Bounce enhances the overall checkout experience while improving key payment metrics without requiring additional marketing spending or UX modifications. Our payment solution’s unique advantage lies in its focus on recovering good transactions rather than just preventing fraud, providing real-time payment intervention instead of post-decline recovery attempts, and leveraging payment intelligence that continuously improves with each transaction processed across our merchant network.
Ecommpay
To help customers pay in their preferred way and reduce drop-offs, merchants need access to comprehensive and well-performing Alternative Payment Methods (APMs) for every region in which they want to trade. However, gaining access to a wide range of local and cross-border APMSs often requires working with multiple stand-alone payment providers, in multiple regions.
Ecommpay gives merchants a one-stop solution to underpin expansion strategies without significant investment or multiple payment partners. More than 100 APMs are available through one integrated payment platform, ensuring a seamless payment journey with familiar payment methods for every customer, regardless of geography.
Complementing the range of APMs available, Ecommpay allows merchants to present customers with a currency choice on the payment page, enabling them to choose the currency in which they are willing to pay. This provides flexibility and transparency, while matching the purchase currency with the currency of their card.
The Ecommpay ‘Try Again’ feature also means that if a first payment method fails, the customer can retry or choose an alternative method within the same transaction. This is critical in reducing declines and preventing customers from abandoning checkout, with a 2-4% boost in conversion rates being achieved.
PAYSTRAX
PAYSTRAX, an innovative FinTech company, plays a pivotal role in the Ecommerce Payments Value Chain, providing cutting-edge solutions to European and UK merchants. Operating from offices in Vilnius, Klaipeda, Reykjavik, and the UK (PAYSTRAX LTD in Brighton), we’ve successfully expanded globally. In 2023, PAYSTRAX LTD obtained an FCA license, strategically entering the UK market. 2024 marked a pivotal milestone for the company as we commenced operations in the United Kingdom under our new Payment Institution (PI) license. This expansion represents approximately 20% of our corporate group’s operations and is a testament to our strategic vision and commitment to growth.
Achieving breakeven within six months of launching acquiring services in 2021, we recorded a €4.2 million annual gross revenue, maintaining positive cash flow. Notably, PAYSTRAX stands out as a steadily growing and profitable entity without external funding. PAYSTRAX remains a dynamic force, embodying strategic vision and adaptability in the competitive payments landscape. Adapting to industry trends, we seamlessly integrate with major digital payment methods, including Google Pay, Apple Pay, along with the first adapted VISA and Mastercard payments and American Express is on the way.
Unlimit
Founded in 2009, Unlimit has redefined global payment solutions by developing a proprietary infrastructure that integrates payment processing, banking-as-a-service, multi-payment accounts, and on-ramp and off-ramp capabilities. This transformative stack of financial products, all in a single platform, breaks through geographical and technological boundaries, creating a truly global payment solution. The company’s mission is to deliver solutions that eliminate financial borders, enabling businesses to operate both locally and internationally with ease across Europe, the UK, LATAM, APAC, India and Africa. Unlimit is paving the way from present to future, where all payment methods, assets, and approaches are equally accessible, multinational, and inclusive.
Zopa Bank – DivideBuy
From our roots as a P2P lender in 2004, to a leading D2C lender, Zopa Bank is at the forefront of transforming retail finance by offering merchants the tools to boost sales and enhance customer satisfaction.
Our eCommerce payment solution, DivideBuy, empowers UK businesses like Simba Sleep, Octopus Energy and Dusk with agility, measurable results and an optimised checkout experience. This innovative approach lets merchants offer interest free and interest bearing finance (both regulated and unregulated) to customers at checkout, from 3-60 months with a credit limit up to £25,000.
